

Equity Release Council Members
Covered by the FSCS

Get an Instant Equity Release Estimate
Check eligibility and discover your potential tax-free release amount
Authorised and regulated by the Financial Conduct Authority
The Lenders We Work With
We give Whole-of-market advice, ensuring that you get the best solution available










What people like you are saying
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How Our Calculator Works
1. Enter your details
2. We calculate your potential release
3. View your estimate via Email
Are you Eligible and how much tax-free cash can you unlock from your home?
Use our free calculator to get a view of how much tax-free cash you could release and if you are eligible
Your Estimate & What It Means
Your estimate shows the typical range that someone in a similar position may be able to release. It’s not a lender offer, but it gives you a realistic idea of what to expect before speaking with an adviser.
Why Age Matters
As a general rule, the older you are, the higher the percentage of your property value lenders may allow you to release.
This is because lifetime mortgages don’t require monthly repayments, so age is a key part of how lenders assess long-term risk.
Where Your Estimate Comes From
Most people fall within a predictable loan-to-value range based on age, property value and standard lending criteria.
If your home is straightforward and the valuation aligns with your expectations, your final figure typically sits somewhere within the range shown.
What Can Affect the Final Amount
A few factors can move the amount up or down:
Property type and construction
Overall condition of the home
Location and postcode restrictions
Eligibility for enhanced plans
Lender criteria and market conditions
Are you eligible?
To be eligible for Equity Release you need to at least meet the following criteria






A Service You Can Trust






Authorised and regulated by the Financial Conduct Authority
Start Your Free, No-Pressure Consultation
Our experts are ready to help you understand how much you could release and whether it’s right for you.
FCA-Regulated | Confidential | No Pressure
A lifetime mortgage is a loan secured against your home. To understand the features and risks, ask for a personalised illustration. Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits.
Your home may be repossessed if you do not keep up contractual repayments on your mortgage.
Visit the FCA’s consumer website for more information - www.moneyhelper.org.uk